7 most common mistakes made by expats in the Netherlands!

Watch out for all mistakes other people already have made!

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Find out all mistakes expats already have made in the Netherlands

If you want to work abroad there are many things that you will need to take into account. Many rules and many obligations ensure common mistakes by expats. We from JuisteMakelaar try to protect you from these commonly made mistakes. We have made a list of 7 mistakes that are made by expats, so you don't have to. Or read our article about: 7 things to look for when choosing a real estate agent

Mistake 1. Underestimating the cost of living in The Netherlands

A mistake that is commonly made by expats is underestimating the cost of living in a different country. People tend to base their budget on food and other essentials on their expense at home. These utilities aren't necessarily cheap in The Netherlands and can vary from the prices you are used to in your home country. Prepare with an ample budget and you might prevent unexpected trouble. Make sure you ask your new colleagues or friends for additional info. 

Mistake 2. Can you afford to live in The Netherlands

The Netherlands isn't a cheap country to live in, but also not really expensive. The cost of living at it's own is for instance 4.25% higher than in the United States, but renting is 13% lower. However renting in big cities like Amsterdam can easily vary between €1,300 and €2,000 a month. Being able to make a realistic vision of the future concerning all the cost will be helpful. Also working with a professional financial advisor can give you adequate insight into your future finances as an expat.

Mistake 3. Not checking if you financial advisor is legit

A big mistake that is made by expats is thinking all the financial advisors are regulated. Unfortunately there are unregulated financial salespeople that will encourage expats that aren't experienced to make unconsidered investment that will lead to issues with their finances. Luckily you can inform yourself about a financial advisor and see if the advisor is licensed or not. This will be a reliable indicator if you the financial advisor is trustworthy.

Mistake 4. Forgetting to change their tax status 

 A mistake that is common by expats is not changing their tax status in their home country. If you intend to move abroad to work there, you will have to pay taxes there. Not changing your tax status at home will lead to being sought for tax in your home country and your expat country. Informing your local authorities will prevent you from paying double taxes.

Mistake 5. Not setting up a life insurance cover

Life insurance policies usually can be limited to your home country. When you are going to a new country as an expat you should check the policies of your current insurance. The insurances should cover you in your home country and your new country. If these policies aren't comprehensive you should  

Mistake 6. Neglecting pension contribution

A common mistake made by expats is neglecting their pension contribution. Make sure you maintain these contributions or make an alternative scheme. If you decide to return to your home country and would like to draw a state pension, maintaining your pension contribution is the best choice.

Mistake 7. Not comparing real estate agents

Another big mistake that is made by expats is not comparing local real estate agents. Expats tend to just cooperate with a real estate agent they know from word of mouth or just one of the popular real estate agents. However, not every real estate agent in The Netherlands fits your needs and wishes. By comparing real estate agents you can choose an agent that fits you and therefore is more profitable.

If you want help with finding the best local real estate agent, you can fill in our tool. We have made a tool specially designed to find the best real estate agents that fits your needs. We will select the two best real estate agents, to which you can choose. This is free and without obligation.

If you would like to read more about buying a house in The Netherland, click here.

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See below our FAQs about the services of Juiste Makelaar.


What does Juiste Makelaar do?

We are a real estate agent comparison service active throughout the Netherlands. Based on your preferences and our unique real estate agent database, we match you with the best agent for your situation. Before we get you in touch with the selected agents, we will contact you to complete the matching. So there are no surprises. After that, you will receive the selected estate agents by e-mail and they contact you themselves. Then you choose the best real estate agent for your situation.


How do you compare real estate agent within the Netherlands?

In your request we ask specifically for a number of preferences which we combine with our unique real estate agent database. After you have filled in these details, we will always contact you personally so that we can complete the entire comparison.


Is my request on the website of Juiste Makelaar for free?

Yes, of course it is! This application is completely free of charge for you. We are more than happy to put you in contact with the selected real estate agents for free and without any obligation. Once you have finally agreed with an real estate agent to work together, we ask a small fee from the estate agent.


What happens when I have completed the comparison?

Immediately after completing your requests, you will receive a confirmation. Unfortunately, this one is in Dutch, but no worries we will continue helping in English! After that we will contact you by phone, unless you prefer to be contacted in another way. If everything is to your satisfaction, the selected real estate agents will then contact you. Finally, you decide with which estate agent you have the best connection and with whom you would like to work.


Why is comparing of real estate agents necessary?
There are more than 9.000 active real estate agents in the Netherlands. This makes it difficult to determine which estate agent is best suited to your situation. Which real estate agent uses a good buying or selling strategy and what costs do the various agents charge? Have you become curious? Start comparing right away!


Can I compare real estate agents anywhere in the Netherlands?

Yes, we can help you finding a suitable real estate agent throughout the Netherlands. This is partly due to our the large number of partners, so we can help you as best we can anywhere in the Netherlands.


What are normal brokerage fees for a real estate agent when selling a house?

The average sales commission for an real estate agent in the Netherlands lies between 1 and 1.5 percent. However, this depends on what you agree with the real estate agent in question. You can think of a bonus agreement or a different set of tasks.

If you would like to know more, carry on reading on the next page here further


What are normal brokerage fees of a buying real estate agent?

In many cases, a purchase agent charges a lower brokerage fee than a selling agent. The average fee in the Netherlands for a buying real estate agent is between 0,5 and 1,0 percent. Also with a buying agent, the commission depends on the purchase price, the activities and the place where you want to buy a house in the Netherlands. Is the place or neighbourhood very popular? Then the estate agent can charge higher costs.

Would you like to know more about the costs of a purchase broker? read here further


Can I also get a price list from different real estate agents?

No, because all real estate agents in the Netherlands have different working methods, it is not yet possible to send a standard list. This is partly due to various aspects, such as that you can agree performance bonuses with estate agents, as a result of which the standard commission is lower, or that you carry out a number of tasks yourself. Other reasons for not being able to give a standard price list are: the sales rankings of estate agents, the location of your home, the quality of the estate agent and extra services that estate agents offer.

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